The coverage rate/template selected from the "Properties" tab depicts what the administrator will see under the "Premiums" tab. Administrators will likely see just a premium box and employer contribution box for many of the coverage rate templates selected.
Always select “Show All” so that premiums for later coverage options are not missed or forgotten. If no premium or employer credit is provided, the coverage option will not be visible for the employee. If there is no cost, then a zero needs to be chosen.
Other coverage / rate templates will give administrators benefit amount divisors to divide the coverage by before applying premium cost or age bands.
The options here are always chosen from the coverage rate template. If the benefit plan being built is incorrect, coverage rate template will need to be changed and saved.